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Terms of Service
Includes Privacy Policy, Accessibility Statement, and Refund Policy.

Privacy Policy for Terrance Rosario Speaks​

Last Updated: March, 2026

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Terrance Rosario Speaks (“we,” “our,” or “us”) is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our services.

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1. Information We Collect

We may collect the following types of information:

Personal Information

Information you voluntarily provide, such as:

  • Name

  • Email address

  • Phone number

  • Billing information (if applicable)

  • Any information submitted through contact forms, event registrations, or service inquiries

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Automatically Collected Information

When you visit our website, we may automatically collect:

  • IP address

  • Browser type

  • Device information

  • Pages visited and time spent on the site

  • Cookies and similar tracking technologies

 

2. How We Use Your Information

We use the information we collect to:

  • Provide, operate, and improve our website and services

  • Respond to inquiries and communicate with you

  • Process payments (if applicable)

  • Send updates, newsletters, or promotional materials (you may opt out at any time)

  • Analyze website performance and user behavior

  • Maintain security and prevent fraud

 

3. Sharing Your Information

We do not sell your personal information. We may share information only with:

  • Service providers who help us operate the website or deliver services

  • Payment processors (if applicable)

  • Legal authorities, if required to comply with law or protect our rights

All third parties are required to protect your information and use it only for the purposes we specify.

 

4. Cookies and Tracking Technologies

We may use cookies and similar tools to:

  • Improve website functionality

  • Understand how visitors use our site

  • Personalize your experience

You can adjust your browser settings to refuse cookies, though some features may not function properly.

 

5. Data Security

We take reasonable measures to protect your information from unauthorized access, loss, or misuse. However, no method of transmission over the internet is completely secure.

 

6. Your Choices and Rights

Depending on your location, you may have the right to:

  • Access the personal information we hold about you

  • Request corrections or updates

  • Request deletion of your information

  • Opt out of marketing communications

To exercise these rights, contact us at: [Insert Contact Email]

 

7. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of those sites.

 

8. Children’s Privacy

Our services are not directed to children under 13, and we do not knowingly collect information from children.

 

9. Changes to This Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated “Last Updated” date.

 

10. Contact Us

If you have questions about this Privacy Policy or how your information is handled, contact us at:

Terrance Rosario Speaks Email: terrancerosariospeaks@gmail.com - www.terrancerosariospeaks.com

Privacy Policy

Accessibility Statement for Terrance Rosario Speaks

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Terrance Rosario Speaks is committed to ensuring that our website and services are accessible to everyone, including individuals with disabilities. We believe in providing an inclusive experience that allows all visitors to access our content, engage with our services, and participate fully in our community.

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Our Commitment

  • We strive to follow widely recognized accessibility standards, including the Web Content Accessibility Guidelines (WCAG) 2.1.

  • We continuously work to improve the user experience for all visitors.

  • We aim to make our digital content clear, navigable, and usable with assistive technologies.

 

Ongoing Efforts

We regularly review our website and services to identify and address accessibility barriers. This includes:

  • Improving compatibility with screen readers and other assistive tools

  • Ensuring text alternatives for images and media

  • Maintaining clear structure, headings, and navigation

  • Enhancing color contrast and readability

 

Feedback and Support

If you experience difficulty accessing any part of our website or services, or if you have suggestions for improvement, we welcome your feedback. Please contact us at:

Email: terrancerosariospeaks@gmail.com - www.terrancerosariospeaks.com

Refund Policy — Terrance Rosario Speaks

Last Updated: March 2026

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At Terrance Rosario Speaks, we are committed to delivering high‑quality services, content, and experiences. Your satisfaction matters, and we aim to be transparent about how refunds are handled.

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1. Services (Coaching, Consulting, Speaking Engagements)

  • All fees for coaching, consulting, workshops, and speaking engagements are non‑refundable once the service has been booked and payment has been received.

  • If you need to reschedule a session or engagement, you may do so with at least 48 hours’ notice, subject to availability.

  • Missed sessions or last‑minute cancellations are not eligible for refunds or credits.

 

2. Digital Products (Courses, Downloads, Online Programs)

  • Due to the nature of digital content, all sales of digital products are final and non‑refundable.

  • If you experience technical issues accessing your purchase, we will work with you to resolve the problem promptly.

 

3. Events (Live or Virtual)

  • Tickets for events hosted by Terrance Rosario Speaks are non‑refundable.

  • If an event is canceled by us, you will receive a full refund or the option to transfer your ticket to a future event.

 

4. Merchandise

  • Physical merchandise may be returned or exchanged within 14 days of delivery if the item is defective or damaged.

  • Items must be unused and in original packaging.

  • Return shipping costs are the responsibility of the customer unless the item arrived damaged or incorrect.

 

5. Refund Exceptions

Refunds may be granted only in rare cases where:

  • A duplicate payment was made in error

  • A service was not delivered due to an issue on our end

These situations will be reviewed individually.

 

6. Contact

For questions or refund inquiries, contact: Email: terrancerosariospeaks@gmail.com - www.terrancerosariospeaks.com

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Accessibility Statement
Refund Policy
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